Sunday, January 8, 2012

financials moved from New 2012

Financially speaking_ Jan 2 balance, 252.22

On a positive note, I finished the month with $65.91 in the bank. The negative is I took $900 in payday loans to give gifts/pay for travel/live beyond my means this month. This is in addition to the $555 loan I carry each month. THe loans had an interest rate of $30 per 100 (much higher than the $11 I'm used to). I think that one will be paid this month (the 300, so 390) and the others will be interest only.

The SSDI payment went up to $1,678.00. This is because of a COLA and the fact that my Medicare went down.

However, I am now responsible for paying the Drug premium and the Drug costs are close to $1,000 a month (wiht the ins) for the first 4 months, a bit more for the next 3, then a whole lot less for the last 5. I have meds stored up, so I'm not sure how that is all going to play out, except paying the drug preium. I may find a cheaper Part D.

SO right now, I think I am at

65.91 + 1,678.00 - 555 - 390 -120 -60 = 618.91.

My debits are as follows: (Auto Insurance, Storage, Monthly Check Cashing Loan Fee, Court Costs, Part D Cov, WDW Perry's, WDW Me )

117.14 + 61.43 + 51.60 + 28.30 + 28.40 + 31.42 = 318.29

So my current actual balance is $252.22, on Jan 2.

This is the last WDW payment for the Perry's as they said they would be trying on another type of amusement this year, maybe something more attractive to the dad.

This upcoming month, I will have auto registration renewal and the disabled placard renewal.
This upcoming month, I am truing to do a 3 day trip to WDW; I want to try to stay in Jax and go to WDW on Feb 29... We'll see.

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